Skrill
Skrill is one of the leading e-wallets in the world and the company is known for dealing with online casino transactions. Skrill is simple to use for both deposits and withdrawals and it is a snap to set up an account. It is one of the leading banking methods for Indian online casinos as well as many others that have a global reach that accepts Indian punters.
Three of the main reasons that Skrill is so popular is they offer fast transactions, very competitive FX rates, and offer top-notch safety and security for users. On top of that Indian punters will be happy to use the convenient e-wallet option for playing at their favorite Indian online casinos since one of the currencies accepted is the rupee.
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Skrill in India
Skrill has been a top choice for Indian punters when playing in the Indian gambling market, which is a monster being an industry to the tune of 4.5 trillion rupees annually. Considering the competition is so fierce between the many legitimate online casinos in India many of them offer bonuses and promotions for using Skrill as a banking method. This is yet another advantageous reason to use the e-wallet as a banking method as if you can pad your gaming bankroll why not do so?
Player security was mentioned as one of the reasons Skrill is so popular with Indian punters. Punters want to know their money is safe and secure and the less personal and financial details you have to give is always a plus. Using Skrill you do not have to divulge any of that information to the online casino you play at whether it is an Indian one or any other one for that matter.
Skrill and Indian Banking Laws
Indian banks scrutinize transactions that have to deal with gambling. That is why it can be dicey to fund and withdraw online casinos using a bank card or bank wire. Any time a bank finds out funds are being used for gambling accounts can be frozen and people can be penalized and taxed.
Using Skrill makes it easy to fund and withdraw from online casinos. However, when using Skrill for using the money in that account for deposits and withdrawals for gambling purposes you will need to use a third party to do so such as Neteller and we will touch on that later in this article.
Skrill VIP Program
Skrill has a VIP program where Indian punters can receive things such as lower fees, added security, 24/7 customer support, and various promotional offers. It is pretty basic in the VIP program in the more you spend the more benefits and rewards you will receive.
There are four levels in the VIP program and the level you are in will depend on how much money you make in quarterly transactions. The four levels in the Skrill VIP program and how much in transactions you have to spend quarterly are:
- Bronze – over €6000 (514,000 INR) in transactions a quarter
- Silver – over €15000 (1.25 million INR) in transactions a quarter
- Gold – over €45000 (3.85 million INR) in transactions a quarter
- Diamond – over €90000 (7.70 million INR) in transactions a quarter
VIP benefits
The benefits for the Skrill VIP program increase the higher level you are in. Here are the main benefits:
- Member of the VIP Club – In the VIP program you are part of an exclusive club where you have priority bank uploads and higher limits on online and offline transactions.
- Unparalleled Security – The more money you spend using Skrill the more security matters if there is any kind of issue. Skrill offers a 100% money-back guarantee offer with total fraud protection, as in the VIP program you receive an excluding security token.
- Dedicated Customer Support – Skrill always offers 24/7 customer support and in the VIP program in the Gold and Diamond level members will have their very own personal account manager.
- Lower Fees – VIP members will get lower transaction fees and the more you spend using Skrill the lower the fees will be.
How to Create a Skrill Account
It could not be easier to set up a Skrill account. There are two options for in a personal and business account with most Indian punters using a personal account for gaming needs. Here are the steps for creating a Skrill account:
- Click this link and then click on the Register button.
- You head to a page where you will fill out a form with various verification details that will be explained shortly.
- Click on the Register Now button and your account is up and running.
There are two steps in verifying your Skrill account. You will first have to fund your account using the various options presented to you. Then you will need to submit verification details to the security department. You have to give a photo of yourself and you can attach one and you can also take a photo of yourself in the Skrill mobile application. You also have to verify your address and you can do this by submitting a utility bill or using geo-location through your mobile device. If you submit a utility bill, such as a bank statement, credit card statement, water bill, electricity bill, it has to have a valid stamp and be within the previous 90 days.
How to Deposit from Skrill
When it comes to deposits we will cover the two aspects of depositing rupees into your account and how to deposit money in the online casino you use from Skrill.
When you deposit rupees into your Skrill account for purposes of gambling you will need to use a third party. You will have to do this to avoid penalties and taxes considering Indian banks will freeze accounts when it has been found the money being transferred is being used for gambling.
It is still very easy to deposit into rupees, as you will need to have either a Neteller account or a Bitcoin wallet. Both are simple to get and great for dealing with online gambling transactions. Using Neteller, which accepts rupees as well, deposit money into that account and then transfer the money to your Skrill account.
Using a Bitcoin wallet you can transfer money there and then transfer to your Skrill account using Bitcoin or Bitcoin cash. Skrill will automatically convert the coins to rupees with what the current spot price is of Bitcoin.
You can transfer rupees to your Skrill account using a bank transfer or credit or debit cards. However, then you are subject to what was previously mentioned in a fund freeze, taxes, and penalties if you are using the money for gambling purposes.
Depositing to an Online Casino Using Skrill
Depositing to an Indian online casino or any other legitimate one accepting Indian players is very simple.
- Login to your online casino account.
- Look for the section for finance, payments, or account funding or some other type of menu related to those things and click on that menu.
- Click on the Deposit button choosing Skrill as your deposit method and input the amount you want to deposit at your online casino and click Deposit again.
- A pop-up menu will show up where you are then directed to log in to your Skrill account.
- Login to your Skrill account and then click Complete Payment.
The funds should be in your online casino right away since the transaction time to your online casino is instant. Still, check your Skrill account and online casino account to make sure the transfer went through.
If you do decide to use a credit card for online gambling the card issuer could charge you a cash advance fee, which Skrill has no control over. However, using a credit card can be a convenient option but if it is issued from an Indian bank then you may be subject to the penalties previously touched on.
NOTE: You always need to use the method above to deposit money into your online casino account. Do not send the money to another Skrill address, as that is how people are scammed out of their money.
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How to Withdraw from Skrill
Just like deposits, we will touch on two withdrawal issues.
Withdrawing Rupees from Your Online Casino using Skrill
- Login to your online casino account.
- Go to the finance section and click the button Withdraw.
- Pick the Skrill option.
- Input the amount that you want to withdraw from your online casino account and click Withdraw.
The money taken out of your online casino account will happen right away, but it will show up on your Skrill account depending on withdrawal times for your online casino. Typically, at Indian online casinos and the bigger ones, the world over the processing time is less than 24 hours. You need to know that the Skrill account that you used to deposit the money into your online casino must be the same one that you use for withdrawals.
Transferring Rupees from Your Skrill Account to Your Indian Bank Account
First, you need to know that the issue of gambling proceeds may come up when transferring rupees from your Skrill account to your Indian bank account. The bank may inquire where the funds came from and if related to gambling then the penalty and taxation issues may arise.
If the money transferred is not relating to gambling there will not be a problem and you can withdraw straight to your bank account or bank card. If it is related to gambling then you would need to use a Neteller account. You can transfer the rupees from your Skrill account to a Neteller account and then to your bank. You also have the option to use a pre-paid card, which you can use like any other debit card to make purchases and transfer money.
Most major banks in India that issue international credit cards support Skrill. The following banks in India support Skrill:
- HDFC Bank
- Axis Bank
- ICICI Bank
- IDBI Bank
- Indian Bank
- Standard Chartered Bank
- IndusInd Bank
- Bank of Baroda
- Kotak Mahindra Bank
- CITI Bank
- Yes Bank
Skrill Fees
In terms of deposits using local payment methods of Bank Transfer, Fast Bank Transfer, Paysafecash, Rapid Transfer, and Trustly there is no fee. For using Bitcoin, Neteller, or Paysafecard the fee is 1% of the deposit.
There is no fee for the global payment methods of American Express, Diners Club, JCB, MasterCard, or Visa.
For using the local payment methods for withdrawals the fees are €5.50 (470 INR) using bank wire and 7.5% of the withdrawal or €5.50 (470 INR) using Visa.
For global payment methods using SWIFT code, the fee is €5.50 (470 INR).
You will never be charged a fee for receiving money via Skrill.
There is no fee if you fund your e-wallet via a card or Indian bank account. However, using Neteller, Paysafecard, or BitPay to fund your account there is a fee of 4.49 with a minimum fee of €.50 (43 INR).
A Skrill account is free of charge but if you do not make a transaction in one year you will have to pay a monthly fee of €5.00 (425 INR).
Skrill Limits
For depositing with Skrill the minimum deposit is €10 (850 INR) and the maximum deposit is €10,000. (850,000 INR)
There is no minimum withdrawal amount or minimum transfer amount but the amount in your account has to be able to cover the withdrawal fee. The maximum withdrawal is €22,200 (1.9 million INR). The withdrawal fees can be increased if you are a member of the Skrill VIP program.
Skrill Mobile
You can use Skrill through your mobile device and you can do so directly from the mobile browser or by downloading the Skrill mobile application. The app is available at the Apple Store and the Android Store.
Through your mobile device, you can do all the things you can through your desktop. However, the application is better since it is tailored to your mobile device and it is 100% safe and secure. Through your mobile device, you can deposit and withdraw funds to the online casino you play at as well.